In one paragraph
Our research identifies foreclosure sales that may have left surplus funds. When you choose to work with us, we sign a written agreement that states our fee, then do the case work: confirming the funds, identifying competing claims, preparing the claim and following it through. When a court filing or dispute requires a licensed attorney, we coordinate with one.
Why people choose help
- Clarity. You get a plain explanation of what the records show and what the process looks like in your state.
- Convenience. We deal with offices, forms and follow-up, often in a county you no longer live in.
- Organization. Deadlines, documents and lien claims are tracked in one place.
- Respect. No pressure and no surprises. You see the fee in writing and you can always choose to claim on your own.
Who does what
| We do | A licensed attorney does, when needed | You do |
|---|---|---|
| Research the foreclosure sale and its records | Give legal advice about entitlement or competing claims | Confirm your identity and sign your own claim documents |
| Identify the office holding the funds and the deadline | File court motions or petitions where a non-lawyer cannot | Provide personal documents such as ID, deed or probate papers |
| Explain what the public record shows | Represent you if another party disputes the claim | Decide whether to work with us or claim on your own |
| Prepare documentation checklists and organize the file | Handle probate or estate administration | Receive the funds as the court or office directs |
| Track the claim and follow up until it resolves |
The exact split depends on the state. Some states limit what a non-attorney may do in a court case, and we follow those limits.
What working with us looks like
- Inquiry. You call or send a short form. If you have a letter from us, include the reference code.
- Review. We review what we know about the sale and tell you whether we are able to take the case in your state. We do not investigate every inquiry, and contacting us does not obligate you.
- Agreement. If we can help, you receive a written agreement explaining the fee and the work. Take your time. Show it to family or an attorney.
- Case work. Detailed investigation and recovery work begin after the agreement is signed, as state law allows.
- Resolution. The court or office releases the funds as the law directs.
Fees
Our fee depends on the case and on the rules in the state where the property was sold. Some states cap what recovery companies may charge or require specific terms in the agreement. Florida, for example, limits an assignee's total compensation to 12 percent of the surplus under a qualifying transfer.1 Whatever applies, you will see the fee in writing before any work begins, and it costs nothing to ask us a question.
Where we work
We research mortgage foreclosure sales nationally. We offer recovery services only in states where we have confirmed we can do so lawfully. Contact us and we will tell you whether we can help with a property in your state.
What we do not do
- We are not a law firm and do not give legal advice.
- We are not a government agency, court or foreclosure trustee.
- We do not guarantee that funds exist or that any claim will succeed.
- We do not ask for bank details or Social Security numbers through our website.
Sources
- Fla. Stat. § 45.033(3). Checked October 12, 2026.